Citywideloans, Truganina, Melbourne, VIC

Citywideloans, Truganina, Melbourne, VIC

Contact Details

• Addresss: 52, Clearwater Rise Parade, Truganina, Melbourne VIC, 3029
• Mobile : 0402 568 891
• Email: sandip_eng@yahoo.com.au
• Websites: www.citywideloans.com.au
• Facebook: www.citywideloans.com.au

Additional Information

Why choose Us

Options

• We have a Wide variety of lenders available including major banks and non-banks that means our clients have a greater chance to get a “yes”

Experience

• We are committed to our clients for the long term, and we are supported by people who have many years industry experience.

Specialisation

• Banks only have access to products only from that bank while we have more lenders and products available to deal with.

Follow Up

• We follow up your loan application progress and keep you inform all along the way.

Individual Service

• We listen and understand client’s financial situation and find the most suitable loan from our available lenders list.
• We are committed to find a better solution for your needs at no cost to you. we are paid paid by lenders.

What we do

• As a broker we will collect your financial data to understand your situation. According to client’s situation we will research and find suitable products from hundreds available from our lender list.

Common Products

Standard Variable Rate

• Most Common type of loan used in Australia
• Interest rates move up and down (float) with changes in economic conditions.

Line of Credit

• Very similar to an overdraft account – however, the rate is lower than an over draft account because your home is used as security.
• Generally used for investment purpose

Fix Rate

• Your rate and repayment are LOCKED in for the FIX RATE PERIOD.

Honeymoon or Introductory Rate

• This product offers a low interest rate (fixed or variable) for set period of time.
• After this period, the rate will generally revert to a higher standard variable rate
• Promoted by lenders to attract customers who are very sensitive to rate

Split Loans

• You have the ability to fix some of your loan and maintain a portion of the loan as variable

Offset

• Allow you to repay extra amounts and then redraw them when you need them
• Operates like a normal cheque account
• This is a stand – alone credit transaction account, which act as your normal day to day account
• The outstanding balance on the account is “Offset” against your home loan and you only pay interest on the net amount.

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